Call reports 2016
FIDELITY BANK & TRUST — 2016
What FIDELITY BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 762,274,000 | 769,280,000 | 777,650,000 | 803,890,000 |
| Total loans | 568,480,000 | 580,761,000 | 583,782,000 | 582,630,000 |
| Allowance for loan losses | 7,183,000 | 7,687,000 | 7,370,000 | 7,605,000 |
| Securities available for sale | 81,949,000 | 79,541,000 | 74,335,000 | 78,308,000 |
| Securities held to maturity | 18,500,000 | 18,500,000 | 18,305,000 | 18,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,473,000 | 639,499,000 | 642,477,000 | 668,421,000 |
| Interest-bearing deposits | 549,125,000 | 559,219,000 | 558,394,000 | 579,793,000 |
| Noninterest-bearing deposits | 85,348,000 | 80,280,000 | 84,083,000 | 88,628,000 |
| Equity capital | 103,174,000 | 104,379,000 | 105,092,000 | 104,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,209,000 | 14,556,000 | 21,753,000 | 28,986,000 |
| Interest expense | 901,000 | 1,856,000 | 2,828,000 | 3,855,000 |
| Net interest income | 6,308,000 | 12,700,000 | 18,925,000 | 25,131,000 |
| Noninterest income | 602,000 | 1,383,000 | 2,152,000 | 2,905,000 |
| Noninterest expense | 3,930,000 | 7,921,000 | 11,885,000 | 15,899,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,200,000 | 1,575,000 |
| Pretax income | 2,481,000 | 5,182,000 | 8,102,000 | 10,672,000 |
| Income tax | 752,000 | 1,606,000 | 2,523,000 | 3,329,000 |
| Net income | 1,729,000 | 3,576,000 | 5,579,000 | 7,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,361,000 | 82,222,000 | 83,238,000 | 83,616,000 |
| Total capital | 88,544,000 | 89,909,000 | 90,608,000 | 91,221,000 |
| Risk-weighted assets | 670,615,000 | 659,032,000 | 666,732,000 | 667,803,000 |