Call reports 2015
FIDELITY BANK & TRUST — 2015
What FIDELITY BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 598,652,000 | 627,651,000 | 636,606,000 | 772,507,000 |
| Total loans | 459,410,000 | 465,159,000 | 466,125,000 | 561,688,000 |
| Allowance for loan losses | 7,013,000 | 7,133,000 | 6,603,000 | 6,740,000 |
| Securities available for sale | 72,056,000 | 69,669,000 | 71,661,000 | 78,675,000 |
| Securities held to maturity | 17,690,000 | 17,690,000 | 17,500,000 | 18,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,320,000 | 523,124,000 | 524,543,000 | 645,848,000 |
| Interest-bearing deposits | 423,917,000 | 461,088,000 | 457,782,000 | 551,413,000 |
| Noninterest-bearing deposits | 64,403,000 | 62,036,000 | 66,761,000 | 94,435,000 |
| Equity capital | 75,207,000 | 75,694,000 | 76,987,000 | 101,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,497,000 | 11,181,000 | 16,956,000 | 23,030,000 |
| Interest expense | 696,000 | 1,469,000 | 2,316,000 | 3,178,000 |
| Net interest income | 4,801,000 | 9,712,000 | 14,640,000 | 19,852,000 |
| Noninterest income | 512,000 | 710,000 | 1,284,000 | 3,213,000 |
| Noninterest expense | 3,221,000 | 6,553,000 | 9,901,000 | 13,843,000 |
| Provision for loan losses | 50,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 2,074,000 | 3,701,000 | 5,721,000 | 8,770,000 |
| Income tax | 652,000 | 1,135,000 | 1,764,000 | 2,767,000 |
| Net income | 1,422,000 | 2,566,000 | 3,957,000 | 6,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,551,000 | 64,303,000 | 65,302,000 | 80,666,000 |
| Total capital | 70,312,000 | 71,111,000 | 71,905,000 | 87,406,000 |
| Risk-weighted assets | 540,635,000 | 544,335,000 | 544,618,000 | 662,925,000 |