Call reports 2014
FIDELITY BANK & TRUST — 2014
What FIDELITY BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 604,058,000 | 593,458,000 | 594,399,000 | 601,837,000 |
| Total loans | 436,174,000 | 431,584,000 | 427,442,000 | 450,618,000 |
| Allowance for loan losses | 6,786,000 | 6,844,000 | 6,862,000 | 6,963,000 |
| Securities available for sale | 81,802,000 | 83,675,000 | 82,613,000 | 77,028,000 |
| Securities held to maturity | 14,700,000 | 14,700,000 | 14,700,000 | 17,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,461,000 | 488,685,000 | 486,101,000 | 496,435,000 |
| Interest-bearing deposits | 427,924,000 | 425,799,000 | 421,633,000 | 425,879,000 |
| Noninterest-bearing deposits | 62,537,000 | 62,886,000 | 64,468,000 | 70,556,000 |
| Equity capital | 70,642,000 | 72,336,000 | 72,872,000 | 73,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,585,000 | 11,789,000 | 17,310,000 | 22,869,000 |
| Interest expense | 854,000 | 1,688,000 | 2,508,000 | 3,278,000 |
| Net interest income | 4,731,000 | 10,101,000 | 14,802,000 | 19,591,000 |
| Noninterest income | 404,000 | 799,000 | 1,354,000 | 1,897,000 |
| Noninterest expense | 3,084,000 | 6,123,000 | 9,298,000 | 12,836,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 450,000 |
| Pretax income | 1,826,000 | 4,552,000 | 6,633,000 | 8,244,000 |
| Income tax | 648,000 | 1,621,000 | 2,346,000 | 2,720,000 |
| Net income | 1,178,000 | 2,931,000 | 4,287,000 | 5,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,553,000 | 60,876,000 | 61,750,000 | 62,406,000 |
| Total capital | 65,727,000 | 67,012,000 | 67,876,000 | 68,834,000 |
| Risk-weighted assets | 493,322,000 | 490,212,000 | 489,346,000 | 513,693,000 |