Call reports 2013
FIDELITY BANK & TRUST — 2013
What FIDELITY BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 595,099,000 | 578,418,000 | 594,735,000 | 597,564,000 |
| Total loans | 432,164,000 | 431,167,000 | 429,766,000 | 438,995,000 |
| Allowance for loan losses | 6,079,000 | 6,125,000 | 6,432,000 | 6,548,000 |
| Securities available for sale | 75,329,000 | 75,228,000 | 82,303,000 | 83,087,000 |
| Securities held to maturity | 15,020,000 | 14,700,000 | 14,700,000 | 14,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,884,000 | 476,763,000 | 486,846,000 | 486,776,000 |
| Interest-bearing deposits | 426,372,000 | 417,510,000 | 426,161,000 | 424,265,000 |
| Noninterest-bearing deposits | 57,512,000 | 59,253,000 | 60,685,000 | 62,511,000 |
| Equity capital | 69,073,000 | 68,475,000 | 69,146,000 | 69,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,710,000 | 11,378,000 | 17,002,000 | 22,643,000 |
| Interest expense | 1,091,000 | 2,138,000 | 3,143,000 | 4,084,000 |
| Net interest income | 4,619,000 | 9,240,000 | 13,859,000 | 18,559,000 |
| Noninterest income | 540,000 | 1,045,000 | 1,522,000 | 2,011,000 |
| Noninterest expense | 2,964,000 | 5,998,000 | 9,115,000 | 12,318,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,895,000 | 3,687,000 | 5,366,000 | 7,052,000 |
| Income tax | 674,000 | 1,304,000 | 1,894,000 | 2,377,000 |
| Net income | 1,221,000 | 2,383,000 | 3,472,000 | 4,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,095,000 | 57,676,000 | 58,184,000 | 58,806,000 |
| Total capital | 63,118,000 | 63,737,000 | 64,345,000 | 65,037,000 |
| Risk-weighted assets | 481,762,000 | 484,794,000 | 492,623,000 | 498,186,000 |