Call reports 2012
FIDELITY BANK & TRUST — 2012
What FIDELITY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 566,958,000 | 565,957,000 | 567,108,000 | 597,378,000 |
| Total loans | 410,005,000 | 400,976,000 | 411,494,000 | 435,120,000 |
| Allowance for loan losses | 5,852,000 | 6,080,000 | 5,807,000 | 5,770,000 |
| Securities available for sale | 49,003,000 | 47,649,000 | 55,608,000 | 65,324,000 |
| Securities held to maturity | 15,080,000 | 15,020,000 | 15,020,000 | 15,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,400,000 | 462,378,000 | 459,066,000 | 489,228,000 |
| Interest-bearing deposits | 406,367,000 | 409,871,000 | 406,599,000 | 421,567,000 |
| Noninterest-bearing deposits | 55,033,000 | 52,507,000 | 52,467,000 | 67,661,000 |
| Equity capital | 65,813,000 | 66,616,000 | 67,336,000 | 68,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,041,000 | 11,955,000 | 17,714,000 | 23,512,000 |
| Interest expense | 1,374,000 | 2,699,000 | 3,965,000 | 5,163,000 |
| Net interest income | 4,667,000 | 9,256,000 | 13,749,000 | 18,349,000 |
| Noninterest income | 676,000 | 1,356,000 | 2,012,000 | 2,672,000 |
| Noninterest expense | 2,963,000 | 5,881,000 | 8,922,000 | 12,035,000 |
| Provision for loan losses | 300,000 | 675,000 | 975,000 | 1,275,000 |
| Pretax income | 2,080,000 | 4,056,000 | 5,864,000 | 7,711,000 |
| Income tax | 751,000 | 1,447,000 | 2,091,000 | 2,669,000 |
| Net income | 1,329,000 | 2,609,000 | 3,773,000 | 5,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,880,000 | 54,581,000 | 55,165,000 | 56,454,000 |
| Total capital | 59,198,000 | 59,867,000 | 60,777,000 | 62,224,000 |
| Risk-weighted assets | 424,874,000 | 422,085,000 | 448,747,000 | 478,725,000 |