Call reports 2011
FIDELITY BANK & TRUST — 2011
What FIDELITY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 446,916,000 | 441,796,000 | 553,306,000 | 560,055,000 |
| Total loans | 338,742,000 | 326,791,000 | 420,966,000 | 402,867,000 |
| Allowance for loan losses | 4,309,000 | 4,620,000 | 6,258,000 | 6,038,000 |
| Securities available for sale | 25,317,000 | 21,963,000 | 36,431,000 | 44,515,000 |
| Securities held to maturity | 9,569,000 | 13,687,000 | 15,080,000 | 15,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,830,000 | 360,818,000 | 447,535,000 | 452,776,000 |
| Interest-bearing deposits | 329,355,000 | 323,688,000 | 400,849,000 | 398,092,000 |
| Noninterest-bearing deposits | 36,475,000 | 37,130,000 | 46,686,000 | 54,684,000 |
| Equity capital | 50,979,000 | 51,997,000 | 64,118,000 | 65,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,426,000 | 10,714,000 | 20,055,000 | 26,459,000 |
| Interest expense | 1,479,000 | 2,878,000 | 5,140,000 | 6,630,000 |
| Net interest income | 3,947,000 | 7,836,000 | 14,915,000 | 19,829,000 |
| Noninterest income | 440,000 | 764,000 | 1,341,000 | 1,983,000 |
| Noninterest expense | 2,501,000 | 5,014,000 | 9,668,000 | 12,790,000 |
| Provision for loan losses | 300,000 | 600,000 | 875,000 | 1,550,000 |
| Pretax income | 1,586,000 | 2,986,000 | 5,713,000 | 7,472,000 |
| Income tax | 556,000 | 1,055,000 | 2,017,000 | 2,603,000 |
| Net income | 1,030,000 | 1,931,000 | 3,696,000 | 4,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,157,000 | 40,079,000 | 52,136,000 | 53,331,000 |
| Total capital | 43,466,000 | 44,378,000 | 57,485,000 | 58,519,000 |
| Risk-weighted assets | 354,188,000 | 343,561,000 | 426,978,000 | 414,222,000 |