Call reports 2010
FIDELITY BANK & TRUST — 2010
What FIDELITY BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 400,290,000 | 455,261,000 | 440,423,000 | 453,232,000 |
| Total loans | 333,586,000 | 368,848,000 | 362,563,000 | 350,413,000 |
| Allowance for loan losses | 4,370,000 | 4,656,000 | 4,352,000 | 4,326,000 |
| Securities available for sale | 24,090,000 | 22,399,000 | 21,434,000 | 25,338,000 |
| Securities held to maturity | 1,006,000 | 9,575,000 | 9,569,000 | 9,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,515,000 | 370,044,000 | 355,466,000 | 370,553,000 |
| Interest-bearing deposits | 290,823,000 | 338,094,000 | 323,732,000 | 330,725,000 |
| Noninterest-bearing deposits | 28,692,000 | 31,950,000 | 31,734,000 | 39,828,000 |
| Equity capital | 44,841,000 | 50,480,000 | 51,536,000 | 51,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,371,000 | 12,147,000 | 18,162,000 | 23,904,000 |
| Interest expense | 1,806,000 | 3,986,000 | 5,794,000 | 7,481,000 |
| Net interest income | 3,565,000 | 8,161,000 | 12,368,000 | 16,423,000 |
| Noninterest income | 225,000 | 710,000 | 1,041,000 | 1,383,000 |
| Noninterest expense | 2,353,000 | 5,407,000 | 7,842,000 | 10,221,000 |
| Provision for loan losses | 1,200,000 | 2,600,000 | 3,100,000 | 3,400,000 |
| Pretax income | 237,000 | 864,000 | 2,467,000 | 4,185,000 |
| Income tax | 67,000 | 256,000 | 810,000 | 1,426,000 |
| Net income | 170,000 | 608,000 | 1,657,000 | 2,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,831,000 | 38,508,000 | 39,579,000 | 40,105,000 |
| Total capital | 38,013,000 | 43,164,000 | 43,931,000 | 44,431,000 |
| Risk-weighted assets | 334,345,000 | 374,255,000 | 368,399,000 | 361,056,000 |