Call reports 2009
FIDELITY BANK & TRUST — 2009
What FIDELITY BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 321,924,000 | 330,246,000 | 392,387,000 | 403,479,000 |
| Total loans | 282,552,000 | 285,615,000 | 332,780,000 | 337,140,000 |
| Allowance for loan losses | 2,322,000 | 2,386,000 | 3,646,000 | 4,225,000 |
| Securities available for sale | 13,582,000 | 15,065,000 | 24,849,000 | 25,604,000 |
| Securities held to maturity | 1,012,000 | 1,012,000 | 1,006,000 | 1,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,394,000 | 259,752,000 | 311,017,000 | 321,864,000 |
| Interest-bearing deposits | 230,436,000 | 237,918,000 | 283,267,000 | 289,053,000 |
| Noninterest-bearing deposits | 21,958,000 | 21,834,000 | 27,750,000 | 32,811,000 |
| Equity capital | 36,159,000 | 36,676,000 | 44,678,000 | 44,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,667,000 | 9,432,000 | 16,475,000 | 21,727,000 |
| Interest expense | 1,837,000 | 3,702,000 | 6,431,000 | 8,374,000 |
| Net interest income | 2,830,000 | 5,730,000 | 10,044,000 | 13,353,000 |
| Noninterest income | 259,000 | 530,000 | 925,000 | 1,213,000 |
| Noninterest expense | 1,728,000 | 3,588,000 | 7,102,000 | 9,311,000 |
| Provision for loan losses | 0 | 58,000 | 2,308,000 | 3,708,000 |
| Pretax income | 1,361,000 | 2,614,000 | 1,559,000 | 1,567,000 |
| Income tax | 486,000 | 926,000 | 514,000 | 479,000 |
| Net income | 875,000 | 1,688,000 | 1,045,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,370,000 | 27,908,000 | 33,571,000 | 33,637,000 |
| Total capital | 29,692,000 | 30,294,000 | 37,217,000 | 37,862,000 |
| Risk-weighted assets | 271,014,000 | 277,125,000 | 331,968,000 | 338,588,000 |