Call reports 2007
FIDELITY BANK & TRUST — 2007
What FIDELITY BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 156,116,000 | 153,245,000 | 255,514,000 | 262,367,000 |
| Total loans | 137,410,000 | 138,322,000 | 219,031,000 | 225,314,000 |
| Allowance for loan losses | 754,000 | 759,000 | 781,000 | 1,628,000 |
| Securities available for sale | 11,202,000 | 5,769,000 | 13,627,000 | 15,943,000 |
| Securities held to maturity | 160,000 | 0 | 0 | 1,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,595,000 | 120,771,000 | 209,656,000 | 214,606,000 |
| Interest-bearing deposits | 113,923,000 | 110,745,000 | 187,847,000 | 193,728,000 |
| Noninterest-bearing deposits | 9,672,000 | 10,026,000 | 21,809,000 | 20,878,000 |
| Equity capital | 12,832,000 | 13,217,000 | 25,647,000 | 26,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,956,000 | 9,191,000 | 13,420,000 |
| Interest expense | 1,174,000 | 2,506,000 | 4,631,000 | 6,650,000 |
| Net interest income | 1,146,000 | 2,450,000 | 4,560,000 | 6,770,000 |
| Noninterest income | 84,000 | 191,000 | 439,000 | 742,000 |
| Noninterest expense | 703,000 | 1,494,000 | 2,918,000 | 4,245,000 |
| Provision for loan losses | 15,000 | 30,000 | 77,000 | 77,000 |
| Pretax income | 512,000 | 1,117,000 | 2,004,000 | 3,190,000 |
| Income tax | 188,000 | 408,000 | 708,000 | 1,124,000 |
| Net income | 324,000 | 709,000 | 1,296,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,837,000 | 13,222,000 | 20,774,000 | 21,045,000 |
| Total capital | 13,591,000 | 13,981,000 | 21,555,000 | 22,673,000 |
| Risk-weighted assets | 125,862,000 | 125,317,000 | 204,733,000 | 212,810,000 |