Call reports 2004
FIDELITY BANK & TRUST — 2004
What FIDELITY BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 91,227,000 | 93,462,000 | 96,258,000 | 101,859,000 |
| Total loans | 76,756,000 | 80,404,000 | 84,707,000 | 88,152,000 |
| Allowance for loan losses | 487,000 | 513,000 | 499,000 | 501,000 |
| Securities available for sale | 7,538,000 | 5,464,000 | 5,494,000 | 5,467,000 |
| Securities held to maturity | 2,030,000 | 1,615,000 | 1,315,000 | 1,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,685,000 | 76,362,000 | 76,301,000 | 79,434,000 |
| Interest-bearing deposits | 65,271,000 | 68,575,000 | 67,672,000 | 69,062,000 |
| Noninterest-bearing deposits | 8,414,000 | 7,787,000 | 8,629,000 | 10,372,000 |
| Equity capital | 6,947,000 | 7,022,000 | 7,269,000 | 7,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,583,000 | 3,944,000 | 5,362,000 |
| Interest expense | 449,000 | 903,000 | 1,378,000 | 1,870,000 |
| Net interest income | 804,000 | 1,680,000 | 2,566,000 | 3,492,000 |
| Noninterest income | 57,000 | 103,000 | 157,000 | 223,000 |
| Noninterest expense | 555,000 | 1,114,000 | 1,703,000 | 2,280,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 22,000 |
| Pretax income | 306,000 | 652,000 | 1,003,000 | 1,413,000 |
| Income tax | 103,000 | 228,000 | 351,000 | 493,000 |
| Net income | 203,000 | 424,000 | 652,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,927,000 | 7,047,000 | 7,275,000 | 7,543,000 |
| Total capital | 7,414,000 | 7,560,000 | 7,774,000 | 8,044,000 |
| Risk-weighted assets | 72,496,000 | 76,781,000 | 81,194,000 | 85,298,000 |