Call reports 2002
FIDELITY BANK & TRUST — 2002
What FIDELITY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,658,000 | 82,834,000 | 84,809,000 | 88,494,000 |
| Total loans | 63,418,000 | 65,452,000 | 68,916,000 | 69,534,000 |
| Allowance for loan losses | 428,000 | 434,000 | 471,000 | 472,000 |
| Securities available for sale | 13,037,000 | 12,086,000 | 10,564,000 | 9,112,000 |
| Securities held to maturity | 120,000 | 120,000 | 120,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,770,000 | 67,988,000 | 66,611,000 | 69,524,000 |
| Interest-bearing deposits | 62,783,000 | 61,606,000 | 60,990,000 | 62,733,000 |
| Noninterest-bearing deposits | 6,987,000 | 6,382,000 | 5,621,000 | 6,791,000 |
| Equity capital | 6,279,000 | 6,551,000 | 6,803,000 | 6,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,759,000 | 4,191,000 | 5,604,000 |
| Interest expense | 676,000 | 1,335,000 | 1,967,000 | 2,581,000 |
| Net interest income | 696,000 | 1,424,000 | 2,224,000 | 3,023,000 |
| Noninterest income | 42,000 | 82,000 | 131,000 | 200,000 |
| Noninterest expense | 406,000 | 792,000 | 1,213,000 | 1,674,000 |
| Provision for loan losses | 0 | 4,000 | 40,000 | 40,000 |
| Pretax income | 332,000 | 710,000 | 1,102,000 | 1,509,000 |
| Income tax | 124,000 | 261,000 | 400,000 | 547,000 |
| Net income | 208,000 | 449,000 | 702,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,238,000 | 6,479,000 | 6,732,000 | 6,692,000 |
| Total capital | 6,666,000 | 6,913,000 | 7,203,000 | 7,164,000 |
| Risk-weighted assets | 61,784,000 | 63,140,000 | 66,770,000 | 68,965,000 |