Call reports 2001
FIDELITY BANK & TRUST — 2001
What FIDELITY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,637,000 | 78,389,000 | 79,641,000 | 83,016,000 |
| Total loans | 62,845,000 | 62,410,000 | 62,826,000 | 62,500,000 |
| Allowance for loan losses | 414,000 | 416,000 | 418,000 | 426,000 |
| Securities available for sale | 10,675,000 | 10,333,000 | 12,355,000 | 15,612,000 |
| Securities held to maturity | 386,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,996,000 | 63,758,000 | 64,917,000 | 67,841,000 |
| Interest-bearing deposits | 59,780,000 | 57,364,000 | 58,283,000 | 61,710,000 |
| Noninterest-bearing deposits | 6,216,000 | 6,394,000 | 6,634,000 | 6,131,000 |
| Equity capital | 5,991,000 | 6,082,000 | 6,158,000 | 6,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,593,000 | 3,147,000 | 4,665,000 | 6,139,000 |
| Interest expense | 837,000 | 1,635,000 | 2,414,000 | 3,132,000 |
| Net interest income | 756,000 | 1,512,000 | 2,251,000 | 3,007,000 |
| Noninterest income | 40,000 | 93,000 | 143,000 | 217,000 |
| Noninterest expense | 408,000 | 804,000 | 1,196,000 | 1,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 801,000 | 1,198,000 | 1,643,000 |
| Income tax | 144,000 | 298,000 | 447,000 | 601,000 |
| Net income | 244,000 | 503,000 | 751,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,931,000 | 5,990,000 | 6,039,000 | 6,230,000 |
| Total capital | 6,345,000 | 6,406,000 | 6,457,000 | 6,656,000 |
| Risk-weighted assets | 59,589,000 | 58,798,000 | 59,955,000 | 60,121,000 |