Call reports 2022
FARMERS BANK & TRUST COMPANY — 2022
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,376,803,000 | 2,488,219,000 | 2,479,838,000 | 2,502,223,000 |
| Total loans | 1,507,652,000 | 1,607,877,000 | 1,658,140,000 | 1,712,291,000 |
| Allowance for loan losses | 24,973,000 | 25,106,000 | 24,732,000 | 25,661,000 |
| Securities available for sale | 674,297,000 | 624,012,000 | 573,231,000 | 579,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,111,998,000 | 2,259,821,000 | 2,272,180,000 | 2,279,913,000 |
| Interest-bearing deposits | 1,629,183,000 | 1,786,504,000 | 1,806,170,000 | 1,836,451,000 |
| Noninterest-bearing deposits | 482,815,000 | 473,317,000 | 466,010,000 | 443,462,000 |
| Equity capital | 200,914,000 | 186,579,000 | 170,322,000 | 184,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,627,000 | 43,235,000 | 68,046,000 | 95,218,000 |
| Interest expense | 1,629,000 | 3,895,000 | 8,221,000 | 15,630,000 |
| Net interest income | 18,998,000 | 39,340,000 | 59,825,000 | 79,588,000 |
| Noninterest income | 4,002,000 | 8,400,000 | 12,600,000 | 16,274,000 |
| Noninterest expense | 13,327,000 | 27,442,000 | 41,504,000 | 54,832,000 |
| Provision for loan losses | 750,000 | 1,200,000 | 1,800,000 | 3,889,000 |
| Pretax income | 8,763,000 | 18,915,000 | 28,080,000 | 36,305,000 |
| Income tax | 1,967,000 | 4,152,000 | 6,053,000 | 7,035,000 |
| Net income | 6,796,000 | 14,763,000 | 22,027,000 | 29,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,413,000 | 216,434,000 | 221,968,000 | 227,510,000 |
| Total capital | 233,224,000 | 240,480,000 | 246,235,000 | 252,739,000 |
| Risk-weighted assets | 1,741,749,000 | 1,922,584,000 | 1,940,914,000 | 2,017,902,000 |