Call reports 2021
FARMERS BANK & TRUST COMPANY — 2021
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,853,102,000 | 1,934,594,000 | 1,999,522,000 | 2,106,370,000 |
| Total loans | 1,383,442,000 | 1,396,446,000 | 1,388,826,000 | 1,435,548,000 |
| Allowance for loan losses | 23,808,000 | 24,747,000 | 25,635,000 | 24,402,000 |
| Securities available for sale | 292,170,000 | 344,869,000 | 400,933,000 | 515,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,588,169,000 | 1,669,871,000 | 1,727,560,000 | 1,834,435,000 |
| Interest-bearing deposits | 1,271,587,000 | 1,338,900,000 | 1,382,924,000 | 1,454,267,000 |
| Noninterest-bearing deposits | 316,582,000 | 330,971,000 | 344,636,000 | 380,168,000 |
| Equity capital | 194,298,000 | 200,176,000 | 206,816,000 | 210,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 18,754,000 | 38,096,000 | 58,962,000 | 78,978,000 |
| Interest expense | 2,375,000 | 4,463,000 | 6,365,000 | 8,139,000 |
| Net interest income | 16,379,000 | 33,633,000 | 52,597,000 | 70,839,000 |
| Noninterest income | 3,124,000 | 6,308,000 | 9,993,000 | 13,915,000 |
| Noninterest expense | 9,801,000 | 20,884,000 | 32,137,000 | 44,241,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,600,000 | 4,400,000 |
| Pretax income | 8,123,000 | 16,469,000 | 26,620,000 | 36,002,000 |
| Income tax | 1,804,000 | 3,764,000 | 5,998,000 | 7,434,000 |
| Net income | 6,319,000 | 12,705,000 | 20,622,000 | 28,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,768,000 | 176,295,000 | 183,391,000 | 188,267,000 |
| Total capital | 194,407,000 | 194,699,000 | 202,314,000 | 208,501,000 |
| Risk-weighted assets | 1,404,937,000 | 1,465,952,000 | 1,507,112,000 | 1,614,550,000 |