Call reports 2019
FARMERS BANK & TRUST COMPANY — 2019
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,629,132,000 | 1,621,234,000 | 1,603,404,000 | 1,724,820,000 |
| Total loans | 1,234,362,000 | 1,259,501,000 | 1,237,802,000 | 1,319,874,000 |
| Allowance for loan losses | 18,998,000 | 19,276,000 | 19,361,000 | 18,666,000 |
| Securities available for sale | 221,149,000 | 225,446,000 | 226,293,000 | 226,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,443,656,000 | 1,393,223,000 | 1,364,599,000 | 1,419,507,000 |
| Interest-bearing deposits | 1,270,824,000 | 1,210,373,000 | 1,182,865,000 | 1,222,394,000 |
| Noninterest-bearing deposits | 172,832,000 | 182,850,000 | 181,734,000 | 197,113,000 |
| Equity capital | 159,291,000 | 161,219,000 | 166,068,000 | 169,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,585,000 | 36,415,000 | 55,337,000 | 74,315,000 |
| Interest expense | 4,742,000 | 10,371,000 | 15,804,000 | 20,835,000 |
| Net interest income | 12,843,000 | 26,044,000 | 39,533,000 | 53,480,000 |
| Noninterest income | 2,336,000 | 4,952,000 | 7,887,000 | 10,217,000 |
| Noninterest expense | 9,322,000 | 18,416,000 | 27,565,000 | 36,852,000 |
| Provision for loan losses | 905,000 | 1,820,000 | 2,735,000 | 3,650,000 |
| Pretax income | 5,306,000 | 11,192,000 | 17,593,000 | 24,054,000 |
| Income tax | 1,135,000 | 2,346,000 | 3,703,000 | 5,040,000 |
| Net income | 4,171,000 | 8,846,000 | 13,890,000 | 19,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,280,000 | 145,012,000 | 149,720,000 | 151,038,000 |
| Total capital | 160,215,000 | 161,325,000 | 165,889,000 | 168,079,000 |
| Risk-weighted assets | 1,271,749,000 | 1,302,052,000 | 1,290,336,000 | 1,361,639,000 |