Call reports 2018
FARMERS BANK & TRUST COMPANY — 2018
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,464,928,000 | 1,467,064,000 | 1,464,580,000 | 1,537,103,000 |
| Total loans | 1,095,143,000 | 1,138,579,000 | 1,135,272,000 | 1,181,729,000 |
| Allowance for loan losses | 18,031,000 | 18,287,000 | 18,981,000 | 18,458,000 |
| Securities available for sale | 226,276,000 | 223,007,000 | 218,679,000 | 220,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,299,996,000 | 1,268,629,000 | 1,276,730,000 | 1,318,043,000 |
| Interest-bearing deposits | 1,136,251,000 | 1,106,593,000 | 1,098,484,000 | 1,139,080,000 |
| Noninterest-bearing deposits | 163,745,000 | 162,036,000 | 178,246,000 | 178,963,000 |
| Equity capital | 148,442,000 | 151,590,000 | 151,924,000 | 159,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,243,000 | 31,278,000 | 47,817,000 | 64,804,000 |
| Interest expense | 2,786,000 | 5,873,000 | 9,439,000 | 13,539,000 |
| Net interest income | 12,457,000 | 25,405,000 | 38,378,000 | 51,265,000 |
| Noninterest income | 1,758,000 | 4,107,000 | 6,632,000 | 8,845,000 |
| Noninterest expense | 8,514,000 | 16,803,000 | 25,810,000 | 33,506,000 |
| Provision for loan losses | 1,021,000 | 1,921,000 | 2,827,000 | 3,600,000 |
| Pretax income | 4,776,000 | 10,760,000 | 16,453,000 | 22,655,000 |
| Income tax | -2,810,000 | -1,387,000 | 1,201,000 | 920,000 |
| Net income | 7,586,000 | 12,147,000 | 15,252,000 | 21,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,235,000 | 139,352,000 | 142,013,000 | 148,052,000 |
| Total capital | 150,393,000 | 153,746,000 | 156,631,000 | 163,569,000 |
| Risk-weighted assets | 1,128,753,000 | 1,147,644,000 | 1,165,057,000 | 1,238,431,000 |