Call reports 2016
FARMERS BANK & TRUST COMPANY — 2016
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,264,214,000 | 1,286,369,000 | 1,302,440,000 | 1,317,074,000 |
| Total loans | 1,008,591,000 | 1,032,678,000 | 1,050,663,000 | 1,042,107,000 |
| Allowance for loan losses | 16,558,000 | 15,360,000 | 15,993,000 | 17,406,000 |
| Securities available for sale | 173,824,000 | 163,394,000 | 156,007,000 | 178,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,120,624,000 | 1,130,246,000 | 1,132,903,000 | 1,171,173,000 |
| Interest-bearing deposits | 970,963,000 | 982,149,000 | 982,560,000 | 1,021,517,000 |
| Noninterest-bearing deposits | 149,661,000 | 148,097,000 | 150,343,000 | 149,656,000 |
| Equity capital | 133,361,000 | 135,085,000 | 137,815,000 | 134,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,101,000 | 28,575,000 | 43,103,000 | 57,455,000 |
| Interest expense | 1,801,000 | 3,603,000 | 5,456,000 | 7,338,000 |
| Net interest income | 12,300,000 | 24,972,000 | 37,647,000 | 50,117,000 |
| Noninterest income | 1,635,000 | 3,713,000 | 5,578,000 | 7,847,000 |
| Noninterest expense | 8,557,000 | 17,214,000 | 25,609,000 | 33,206,000 |
| Provision for loan losses | 330,000 | 655,000 | 1,555,000 | 4,155,000 |
| Pretax income | 5,303,000 | 11,092,000 | 16,361,000 | 20,916,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,303,000 | 11,092,000 | 16,361,000 | 20,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,578,000 | 113,009,000 | 115,622,000 | 118,828,000 |
| Total capital | 125,695,000 | 126,283,000 | 129,288,000 | 132,717,000 |
| Risk-weighted assets | 1,040,187,000 | 1,053,241,000 | 1,079,149,000 | 1,094,101,000 |