Call reports 2015
FARMERS BANK & TRUST COMPANY — 2015
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,239,136,000 | 1,218,851,000 | 1,258,458,000 | 1,287,700,000 |
| Total loans | 944,997,000 | 940,628,000 | 958,554,000 | 991,331,000 |
| Allowance for loan losses | 15,363,000 | 14,110,000 | 14,513,000 | 16,487,000 |
| Securities available for sale | 186,010,000 | 189,711,000 | 187,947,000 | 207,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,102,743,000 | 1,085,934,000 | 1,120,052,000 | 1,139,678,000 |
| Interest-bearing deposits | 961,048,000 | 943,675,000 | 974,657,000 | 984,283,000 |
| Noninterest-bearing deposits | 141,695,000 | 142,259,000 | 145,395,000 | 155,395,000 |
| Equity capital | 126,894,000 | 123,534,000 | 128,053,000 | 132,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,890,000 | 28,361,000 | 42,706,000 | 57,214,000 |
| Interest expense | 1,666,000 | 3,303,000 | 4,912,000 | 6,627,000 |
| Net interest income | 12,224,000 | 25,058,000 | 37,794,000 | 50,587,000 |
| Noninterest income | 1,576,000 | 3,535,000 | 5,400,000 | 7,417,000 |
| Noninterest expense | 7,994,000 | 16,450,000 | 24,053,000 | 32,192,000 |
| Provision for loan losses | 1,240,000 | 2,513,000 | 3,834,000 | 6,403,000 |
| Pretax income | 4,576,000 | 9,646,000 | 15,338,000 | 19,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,576,000 | 9,646,000 | 15,338,000 | 19,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,815,000 | 105,717,000 | 108,744,000 | 112,871,000 |
| Total capital | 118,282,000 | 118,224,000 | 121,297,000 | 125,889,000 |
| Risk-weighted assets | 982,016,000 | 986,269,000 | 995,451,000 | 1,030,923,000 |