Call reports 2014
FARMERS BANK & TRUST COMPANY — 2014
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 839,851,000 | 884,558,000 | 883,893,000 | 907,210,000 |
| Total loans | 622,592,000 | 641,120,000 | 662,254,000 | 687,862,000 |
| Allowance for loan losses | 12,435,000 | 12,485,000 | 12,900,000 | 13,810,000 |
| Securities available for sale | 164,710,000 | 179,465,000 | 168,094,000 | 154,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 733,927,000 | 777,519,000 | 746,669,000 | 813,558,000 |
| Interest-bearing deposits | 649,653,000 | 689,818,000 | 660,495,000 | 718,080,000 |
| Noninterest-bearing deposits | 84,274,000 | 87,701,000 | 86,174,000 | 95,478,000 |
| Equity capital | 95,692,000 | 97,966,000 | 100,750,000 | 85,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,277,000 | 19,030,000 | 29,134,000 | 39,175,000 |
| Interest expense | 1,192,000 | 2,437,000 | 3,702,000 | 5,012,000 |
| Net interest income | 8,085,000 | 16,593,000 | 25,432,000 | 34,163,000 |
| Noninterest income | 1,407,000 | 2,705,000 | 4,057,000 | 5,230,000 |
| Noninterest expense | 4,695,000 | 9,603,000 | 14,478,000 | 19,162,000 |
| Provision for loan losses | 619,000 | 1,238,000 | 2,456,000 | 3,690,000 |
| Pretax income | 4,126,000 | 8,461,000 | 12,391,000 | 16,766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,126,000 | 8,461,000 | 12,391,000 | 16,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,240,000 | 86,776,000 | 88,804,000 | 72,581,000 |
| Total capital | 94,083,000 | 94,960,000 | 97,128,000 | 81,220,000 |
| Risk-weighted assets | 612,358,000 | 637,760,000 | 650,112,000 | 674,557,000 |