Call reports 2013
FARMERS BANK & TRUST COMPANY — 2013
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 779,271,000 | 765,371,000 | 812,676,000 | 812,406,000 |
| Total loans | 577,152,000 | 574,410,000 | 592,859,000 | 603,646,000 |
| Allowance for loan losses | 13,033,000 | 12,913,000 | 11,883,000 | 11,778,000 |
| Securities available for sale | 143,843,000 | 137,647,000 | 146,410,000 | 157,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 684,470,000 | 671,296,000 | 708,517,000 | 708,217,000 |
| Interest-bearing deposits | 604,880,000 | 595,167,000 | 629,345,000 | 627,203,000 |
| Noninterest-bearing deposits | 79,590,000 | 76,129,000 | 79,172,000 | 81,014,000 |
| Equity capital | 86,724,000 | 85,743,000 | 87,743,000 | 89,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,100,000 | 18,395,000 | 27,658,000 | 37,170,000 |
| Interest expense | 1,172,000 | 2,328,000 | 3,507,000 | 4,717,000 |
| Net interest income | 7,928,000 | 16,067,000 | 24,151,000 | 32,453,000 |
| Noninterest income | 1,006,000 | 2,123,000 | 3,289,000 | 4,426,000 |
| Noninterest expense | 4,417,000 | 8,588,000 | 13,138,000 | 17,691,000 |
| Provision for loan losses | 613,000 | 1,227,000 | 1,839,000 | 2,458,000 |
| Pretax income | 3,904,000 | 8,444,000 | 12,599,000 | 16,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,904,000 | 8,444,000 | 12,599,000 | 16,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,894,000 | 77,187,000 | 80,094,000 | 82,114,000 |
| Total capital | 81,074,000 | 84,351,000 | 87,642,000 | 89,767,000 |
| Risk-weighted assets | 564,667,000 | 563,069,000 | 592,761,000 | 598,175,000 |