Call reports 2012
FARMERS BANK & TRUST COMPANY — 2012
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 753,265,000 | 755,829,000 | 757,561,000 | 770,159,000 |
| Total loans | 515,907,000 | 532,844,000 | 537,577,000 | 567,395,000 |
| Allowance for loan losses | 11,792,000 | 12,660,000 | 13,006,000 | 12,610,000 |
| Securities available for sale | 188,873,000 | 173,363,000 | 159,783,000 | 151,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,564,000 | 646,122,000 | 655,449,000 | 666,999,000 |
| Interest-bearing deposits | 584,227,000 | 571,794,000 | 586,830,000 | 595,907,000 |
| Noninterest-bearing deposits | 69,337,000 | 74,328,000 | 68,619,000 | 71,092,000 |
| Equity capital | 79,319,000 | 81,075,000 | 83,396,000 | 85,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,789,000 | 17,743,000 | 26,733,000 | 35,990,000 |
| Interest expense | 1,568,000 | 3,067,000 | 4,454,000 | 5,734,000 |
| Net interest income | 7,221,000 | 14,676,000 | 22,279,000 | 30,256,000 |
| Noninterest income | 723,000 | 1,673,000 | 2,459,000 | 3,599,000 |
| Noninterest expense | 4,143,000 | 8,266,000 | 12,474,000 | 16,461,000 |
| Provision for loan losses | 1,134,000 | 2,364,000 | 3,585,000 | 4,200,000 |
| Pretax income | 2,829,000 | 6,054,000 | 9,014,000 | 13,532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,829,000 | 6,054,000 | 9,014,000 | 13,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,271,000 | 67,801,000 | 69,594,000 | 72,124,000 |
| Total capital | 73,781,000 | 74,451,000 | 76,194,000 | 79,099,000 |
| Risk-weighted assets | 515,354,000 | 525,792,000 | 521,574,000 | 550,863,000 |