Call reports 2010
FARMERS BANK & TRUST COMPANY — 2010
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 657,304,000 | 652,734,000 | 659,584,000 | 677,132,000 |
| Total loans | 523,614,000 | 517,628,000 | 525,369,000 | 525,883,000 |
| Allowance for loan losses | 7,994,000 | 8,780,000 | 8,329,000 | 8,293,000 |
| Securities available for sale | 81,851,000 | 76,417,000 | 82,060,000 | 93,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,373,000 | 554,105,000 | 560,108,000 | 593,235,000 |
| Interest-bearing deposits | 506,099,000 | 496,210,000 | 501,552,000 | 535,905,000 |
| Noninterest-bearing deposits | 58,274,000 | 57,895,000 | 58,556,000 | 57,330,000 |
| Equity capital | 68,145,000 | 68,317,000 | 69,951,000 | 65,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,188,000 | 16,380,000 | 24,693,000 | 33,140,000 |
| Interest expense | 2,262,000 | 4,417,000 | 6,533,000 | 8,621,000 |
| Net interest income | 5,926,000 | 11,963,000 | 18,160,000 | 24,519,000 |
| Noninterest income | 881,000 | 1,904,000 | 3,097,000 | 4,143,000 |
| Noninterest expense | 3,751,000 | 7,476,000 | 11,359,000 | 15,434,000 |
| Provision for loan losses | 1,226,000 | 2,742,000 | 4,198,000 | 6,880,000 |
| Pretax income | 1,843,000 | 3,625,000 | 5,884,000 | 6,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,843,000 | 3,625,000 | 5,884,000 | 6,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,332,000 | 55,235,000 | 56,898,000 | 56,954,000 |
| Total capital | 61,734,000 | 61,501,000 | 63,226,000 | 63,366,000 |
| Risk-weighted assets | 510,464,000 | 498,607,000 | 504,123,000 | 511,073,000 |