Call reports 2009
FARMERS BANK & TRUST COMPANY — 2009
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 629,869,000 | 631,942,000 | 634,656,000 | 647,856,000 |
| Total loans | 507,173,000 | 512,568,000 | 517,953,000 | 523,737,000 |
| Allowance for loan losses | 6,009,000 | 5,728,000 | 6,670,000 | 7,176,000 |
| Securities available for sale | 68,769,000 | 67,937,000 | 68,195,000 | 71,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,395,000 | 514,840,000 | 540,809,000 | 554,630,000 |
| Interest-bearing deposits | 479,662,000 | 461,180,000 | 486,553,000 | 493,493,000 |
| Noninterest-bearing deposits | 55,733,000 | 53,660,000 | 54,256,000 | 61,137,000 |
| Equity capital | 62,520,000 | 63,236,000 | 65,004,000 | 65,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,058,000 | 16,514,000 | 24,861,000 | 33,115,000 |
| Interest expense | 2,665,000 | 5,198,000 | 7,742,000 | 10,182,000 |
| Net interest income | 5,393,000 | 11,316,000 | 17,119,000 | 22,933,000 |
| Noninterest income | 879,000 | 1,788,000 | 2,901,000 | 3,818,000 |
| Noninterest expense | 3,659,000 | 7,715,000 | 11,445,000 | 14,909,000 |
| Provision for loan losses | 462,000 | 1,271,000 | 2,396,000 | 3,666,000 |
| Pretax income | 2,151,000 | 4,118,000 | 6,191,000 | 8,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,151,000 | 4,118,000 | 6,191,000 | 8,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,923,000 | 50,842,000 | 52,187,000 | 53,261,000 |
| Total capital | 56,932,000 | 56,570,000 | 58,452,000 | 59,641,000 |
| Risk-weighted assets | 498,382,000 | 495,504,000 | 500,605,000 | 509,628,000 |