Call reports 2008
FARMERS BANK & TRUST COMPANY — 2008
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 612,703,000 | 622,056,000 | 611,444,000 | 622,432,000 |
| Total loans | 449,178,000 | 475,586,000 | 488,502,000 | 503,806,000 |
| Allowance for loan losses | 4,995,000 | 5,236,000 | 5,542,000 | 5,967,000 |
| Securities available for sale | 113,881,000 | 94,642,000 | 73,175,000 | 67,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,804,000 | 494,389,000 | 509,302,000 | 513,066,000 |
| Interest-bearing deposits | 447,308,000 | 437,735,000 | 456,303,000 | 455,459,000 |
| Noninterest-bearing deposits | 53,496,000 | 56,654,000 | 52,999,000 | 57,607,000 |
| Equity capital | 61,693,000 | 58,747,000 | 59,147,000 | 59,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,236,000 | 18,073,000 | 26,903,000 | 35,423,000 |
| Interest expense | 4,287,000 | 7,940,000 | 11,369,000 | 14,427,000 |
| Net interest income | 4,949,000 | 10,133,000 | 15,534,000 | 20,996,000 |
| Noninterest income | 889,000 | 2,032,000 | 3,100,000 | 4,260,000 |
| Noninterest expense | 3,369,000 | 6,919,000 | 10,371,000 | 13,743,000 |
| Provision for loan losses | 169,000 | 547,000 | 1,011,000 | 2,008,000 |
| Pretax income | 2,315,000 | 4,728,000 | 7,367,000 | 9,688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,315,000 | 4,728,000 | 7,367,000 | 9,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,039,000 | 45,967,000 | 47,523,000 | 48,617,000 |
| Total capital | 52,034,000 | 51,203,000 | 53,065,000 | 54,584,000 |
| Risk-weighted assets | 458,107,000 | 483,518,000 | 487,085,000 | 496,172,000 |