Call reports 2007
FARMERS BANK & TRUST COMPANY — 2007
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 517,799,000 | 491,604,000 | 511,680,000 | 532,352,000 |
| Total loans | 335,863,000 | 339,911,000 | 359,240,000 | 378,905,000 |
| Allowance for loan losses | 4,092,000 | 4,061,000 | 4,042,000 | 3,972,000 |
| Securities available for sale | 143,559,000 | 114,967,000 | 116,369,000 | 115,106,000 |
| Securities held to maturity | 222,000 | 123,000 | 81,000 | 66,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,801,000 | 424,585,000 | 425,819,000 | 427,449,000 |
| Interest-bearing deposits | 375,293,000 | 374,763,000 | 378,194,000 | 375,267,000 |
| Noninterest-bearing deposits | 46,508,000 | 49,822,000 | 47,625,000 | 52,182,000 |
| Equity capital | 50,562,000 | 47,563,000 | 49,479,000 | 45,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,815,000 | 15,786,000 | 23,775,000 | 31,940,000 |
| Interest expense | 3,697,000 | 7,560,000 | 11,428,000 | 15,323,000 |
| Net interest income | 4,118,000 | 8,226,000 | 12,347,000 | 16,617,000 |
| Noninterest income | 730,000 | 1,512,000 | 2,389,000 | 3,400,000 |
| Noninterest expense | 2,764,000 | 5,516,000 | 8,329,000 | 10,948,000 |
| Provision for loan losses | 125,000 | 140,000 | 169,000 | 261,000 |
| Pretax income | 1,959,000 | 4,071,000 | 6,227,000 | 8,811,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,959,000 | 4,071,000 | 6,227,000 | 8,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,471,000 | 43,069,000 | 43,917,000 | 38,738,000 |
| Total capital | 48,563,000 | 47,130,000 | 47,959,000 | 42,710,000 |
| Risk-weighted assets | 360,732,000 | 355,784,000 | 374,146,000 | 388,204,000 |