Call reports 2006
FARMERS BANK & TRUST COMPANY — 2006
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 490,615,000 | 497,019,000 | 499,408,000 | 500,393,000 |
| Total loans | 307,409,000 | 313,527,000 | 316,738,000 | 323,332,000 |
| Allowance for loan losses | 4,266,000 | 4,195,000 | 4,304,000 | 4,156,000 |
| Securities available for sale | 147,456,000 | 144,325,000 | 141,062,000 | 140,642,000 |
| Securities held to maturity | 563,000 | 438,000 | 359,000 | 288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,519,000 | 416,040,000 | 422,416,000 | 417,041,000 |
| Interest-bearing deposits | 376,666,000 | 368,582,000 | 376,011,000 | 370,013,000 |
| Noninterest-bearing deposits | 49,853,000 | 47,458,000 | 46,405,000 | 47,028,000 |
| Equity capital | 47,680,000 | 45,115,000 | 47,278,000 | 48,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,088,000 | 14,573,000 | 22,129,000 | 29,867,000 |
| Interest expense | 2,725,000 | 5,779,000 | 8,996,000 | 12,571,000 |
| Net interest income | 4,363,000 | 8,794,000 | 13,133,000 | 17,296,000 |
| Noninterest income | 714,000 | 1,532,000 | 2,281,000 | 2,945,000 |
| Noninterest expense | 2,644,000 | 5,288,000 | 8,002,000 | 10,674,000 |
| Provision for loan losses | 204,000 | 279,000 | 474,000 | 519,000 |
| Pretax income | 2,229,000 | 4,787,000 | 7,249,000 | 9,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,229,000 | 4,787,000 | 7,249,000 | 9,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,729,000 | 40,525,000 | 41,626,000 | 42,374,000 |
| Total capital | 45,960,000 | 44,720,000 | 45,909,000 | 46,530,000 |
| Risk-weighted assets | 338,409,000 | 340,759,000 | 342,603,000 | 346,803,000 |