Call reports 2005
FARMERS BANK & TRUST COMPANY — 2005
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 487,074,000 | 489,082,000 | 490,459,000 | 480,696,000 |
| Total loans | 288,196,000 | 298,015,000 | 306,062,000 | 300,245,000 |
| Allowance for loan losses | 4,154,000 | 4,191,000 | 4,415,000 | 4,294,000 |
| Securities available for sale | 162,600,000 | 154,055,000 | 147,548,000 | 141,983,000 |
| Securities held to maturity | 1,046,000 | 891,000 | 763,000 | 659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,772,000 | 411,129,000 | 420,683,000 | 421,305,000 |
| Interest-bearing deposits | 377,503,000 | 361,282,000 | 375,202,000 | 370,877,000 |
| Noninterest-bearing deposits | 46,269,000 | 49,847,000 | 45,481,000 | 50,428,000 |
| Equity capital | 44,931,000 | 44,639,000 | 45,622,000 | 45,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,252,000 | 12,903,000 | 19,866,000 | 26,958,000 |
| Interest expense | 1,953,000 | 4,199,000 | 6,719,000 | 9,321,000 |
| Net interest income | 4,299,000 | 8,704,000 | 13,147,000 | 17,637,000 |
| Noninterest income | 696,000 | 1,547,000 | 2,353,000 | 3,070,000 |
| Noninterest expense | 2,535,000 | 5,133,000 | 7,717,000 | 10,379,000 |
| Provision for loan losses | 113,000 | 346,000 | 682,000 | 827,000 |
| Pretax income | 2,360,000 | 4,807,000 | 7,165,000 | 9,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,360,000 | 4,807,000 | 7,165,000 | 9,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,243,000 | 37,128,000 | 38,224,000 | 39,364,000 |
| Total capital | 42,223,000 | 41,202,000 | 42,406,000 | 43,445,000 |
| Risk-weighted assets | 318,247,000 | 325,800,000 | 334,342,000 | 326,275,000 |