Call reports 2004
FARMERS BANK & TRUST COMPANY — 2004
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 410,265,000 | 410,758,000 | 466,303,000 | 472,372,000 |
| Total loans | 223,723,000 | 236,000,000 | 276,199,000 | 283,537,000 |
| Allowance for loan losses | 3,246,000 | 3,138,000 | 4,076,000 | 4,089,000 |
| Securities available for sale | 156,517,000 | 145,048,000 | 143,869,000 | 150,784,000 |
| Securities held to maturity | 2,237,000 | 1,547,000 | 1,411,000 | 1,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,141,000 | 338,932,000 | 411,603,000 | 410,500,000 |
| Interest-bearing deposits | 309,057,000 | 300,409,000 | 370,174,000 | 366,909,000 |
| Noninterest-bearing deposits | 40,084,000 | 38,523,000 | 41,429,000 | 43,591,000 |
| Equity capital | 44,223,000 | 41,114,000 | 44,072,000 | 44,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,200,000 | 10,400,000 | 15,901,000 | 22,006,000 |
| Interest expense | 1,567,000 | 3,064,000 | 4,666,000 | 6,484,000 |
| Net interest income | 3,633,000 | 7,336,000 | 11,235,000 | 15,522,000 |
| Noninterest income | 608,000 | 1,309,000 | 2,068,000 | 2,873,000 |
| Noninterest expense | 2,179,000 | 4,417,000 | 6,736,000 | 9,682,000 |
| Provision for loan losses | 206,000 | 464,000 | 701,000 | 870,000 |
| Pretax income | 1,856,000 | 3,764,000 | 5,866,000 | 7,843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,856,000 | 3,764,000 | 5,866,000 | 7,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,304,000 | 39,277,000 | 34,611,000 | 35,746,000 |
| Total capital | 42,550,000 | 42,415,000 | 38,435,000 | 39,658,000 |
| Risk-weighted assets | 260,111,000 | 269,777,000 | 305,663,000 | 312,785,000 |