Call reports 2002
FARMERS BANK & TRUST COMPANY — 2002
What FARMERS BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 386,026,000 | 400,184,000 | 397,836,000 | 401,164,000 |
| Total loans | 195,036,000 | 203,137,000 | 201,478,000 | 206,792,000 |
| Allowance for loan losses | 3,645,000 | 3,937,000 | 3,911,000 | 3,843,000 |
| Securities available for sale | 158,044,000 | 158,621,000 | 164,235,000 | 150,363,000 |
| Securities held to maturity | 7,519,000 | 6,500,000 | 5,611,000 | 4,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,314,000 | 341,400,000 | 337,885,000 | 342,413,000 |
| Interest-bearing deposits | 304,839,000 | 307,464,000 | 305,454,000 | 308,957,000 |
| Noninterest-bearing deposits | 33,475,000 | 33,936,000 | 32,431,000 | 33,456,000 |
| Equity capital | 37,640,000 | 40,696,000 | 41,988,000 | 41,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,946,000 | 11,809,000 | 17,570,000 | 23,083,000 |
| Interest expense | 2,648,000 | 5,091,000 | 7,445,000 | 9,673,000 |
| Net interest income | 3,298,000 | 6,718,000 | 10,125,000 | 13,410,000 |
| Noninterest income | 600,000 | 1,283,000 | 1,886,000 | 2,762,000 |
| Noninterest expense | 1,969,000 | 3,951,000 | 6,047,000 | 8,614,000 |
| Provision for loan losses | 271,000 | 796,000 | 971,000 | 1,079,000 |
| Pretax income | 1,814,000 | 3,426,000 | 5,164,000 | 6,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,814,000 | 3,426,000 | 5,164,000 | 6,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,180,000 | 35,863,000 | 36,574,000 | 36,131,000 |
| Total capital | 38,026,000 | 38,811,000 | 39,530,000 | 39,188,000 |
| Risk-weighted assets | 226,858,000 | 234,870,000 | 235,538,000 | 243,812,000 |