Call reports 2019
DNB FIRST, NATIONAL ASSOCIATION — 2019
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 1,166,906,000 | 1,154,573,000 | 1,113,665,000 |
| Total loans | 934,147,000 | 931,022,000 | 924,208,000 |
| Allowance for loan losses | 6,719,000 | 6,672,000 | 6,853,000 |
| Securities available for sale | 87,122,000 | 69,931,000 | 65,454,000 |
| Securities held to maturity | 61,000,000 | 59,949,000 | 57,491,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 980,742,000 | 976,202,000 | 932,385,000 |
| Interest-bearing deposits | 813,627,000 | 797,417,000 | 757,807,000 |
| Noninterest-bearing deposits | 167,115,000 | 178,785,000 | 174,578,000 |
| Equity capital | 133,138,000 | 136,268,000 | 139,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 12,360,000 | 24,879,000 | 37,124,000 |
| Interest expense | 2,732,000 | 5,503,000 | 8,319,000 |
| Net interest income | 9,628,000 | 19,376,000 | 28,805,000 |
| Noninterest income | 1,150,000 | 2,452,000 | 3,792,000 |
| Noninterest expense | 7,157,000 | 14,628,000 | 21,343,000 |
| Provision for loan losses | 200,000 | 300,000 | 625,000 |
| Pretax income | 3,424,000 | 6,904,000 | 10,754,000 |
| Income tax | 606,000 | 1,267,000 | 2,022,000 |
| Net income | 2,818,000 | 5,637,000 | 8,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 118,647,000 | 121,115,000 | 123,949,000 |
| Total capital | 125,790,000 | 128,207,000 | 131,200,000 |
| Risk-weighted assets | 921,066,000 | 916,096,000 | 897,864,000 |