Call reports 2018
DNB FIRST, NATIONAL ASSOCIATION — 2018
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,100,190,000 | 1,133,990,000 | 1,128,448,000 | 1,158,368,000 |
| Total loans | 864,991,000 | 885,597,000 | 908,293,000 | 935,389,000 |
| Allowance for loan losses | 6,145,000 | 6,188,000 | 6,559,000 | 6,675,000 |
| Securities available for sale | 108,889,000 | 103,429,000 | 99,161,000 | 96,643,000 |
| Securities held to maturity | 62,219,000 | 62,145,000 | 62,069,000 | 62,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 891,865,000 | 934,633,000 | 940,181,000 | 984,821,000 |
| Interest-bearing deposits | 719,745,000 | 758,722,000 | 771,675,000 | 819,846,000 |
| Noninterest-bearing deposits | 172,120,000 | 175,911,000 | 168,506,000 | 164,975,000 |
| Equity capital | 122,021,000 | 123,401,000 | 126,218,000 | 130,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,913,000 | 22,202,000 | 33,837,000 | 46,175,000 |
| Interest expense | 1,677,000 | 3,682,000 | 5,940,000 | 8,491,000 |
| Net interest income | 9,236,000 | 18,520,000 | 27,897,000 | 37,684,000 |
| Noninterest income | 1,266,000 | 2,452,000 | 3,806,000 | 5,048,000 |
| Noninterest expense | 6,723,000 | 14,116,000 | 20,873,000 | 27,679,000 |
| Provision for loan losses | 375,000 | 750,000 | 850,000 | 1,200,000 |
| Pretax income | 3,404,000 | 6,106,000 | 9,980,000 | 13,853,000 |
| Income tax | 582,000 | 1,018,000 | 1,647,000 | 2,290,000 |
| Net income | 2,822,000 | 5,088,000 | 8,333,000 | 11,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,845,000 | 110,410,000 | 113,330,000 | 116,169,000 |
| Total capital | 115,380,000 | 117,006,000 | 120,275,000 | 123,239,000 |
| Risk-weighted assets | 858,610,000 | 871,152,000 | 879,426,000 | 915,280,000 |