Call reports 2017
DNB FIRST, NATIONAL ASSOCIATION — 2017
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,093,348,000 | 1,084,179,000 | 1,065,966,000 | 1,082,524,000 |
| Total loans | 816,563,000 | 816,525,000 | 820,103,000 | 846,548,000 |
| Allowance for loan losses | 5,418,000 | 5,267,000 | 5,594,000 | 5,843,000 |
| Securities available for sale | 110,284,000 | 109,900,000 | 108,008,000 | 111,782,000 |
| Securities held to maturity | 68,138,000 | 67,249,000 | 67,140,000 | 62,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 908,061,000 | 894,159,000 | 871,827,000 | 861,643,000 |
| Interest-bearing deposits | 730,966,000 | 711,978,000 | 673,079,000 | 684,714,000 |
| Noninterest-bearing deposits | 177,095,000 | 182,181,000 | 198,748,000 | 176,929,000 |
| Equity capital | 114,608,000 | 117,146,000 | 119,868,000 | 120,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,494,000 | 21,155,000 | 32,144,000 | 43,385,000 |
| Interest expense | 1,067,000 | 2,250,000 | 3,530,000 | 4,920,000 |
| Net interest income | 9,427,000 | 18,905,000 | 28,614,000 | 38,465,000 |
| Noninterest income | 1,301,000 | 2,575,000 | 3,833,000 | 5,221,000 |
| Noninterest expense | 6,739,000 | 13,701,000 | 20,679,000 | 27,874,000 |
| Provision for loan losses | 325,000 | 910,000 | 1,285,000 | 1,660,000 |
| Pretax income | 3,664,000 | 6,894,000 | 10,508,000 | 14,202,000 |
| Income tax | 1,027,000 | 1,773,000 | 2,774,000 | 5,456,000 |
| Net income | 2,637,000 | 5,121,000 | 7,734,000 | 8,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,994,000 | 102,474,000 | 105,095,000 | 105,859,000 |
| Total capital | 105,788,000 | 108,081,000 | 110,998,000 | 112,050,000 |
| Risk-weighted assets | 858,821,000 | 834,400,000 | 815,037,000 | 824,411,000 |