Call reports 2016
DNB FIRST, NATIONAL ASSOCIATION — 2016
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 763,297,000 | 764,117,000 | 763,542,000 | 1,080,538,000 |
| Total loans | 489,725,000 | 494,417,000 | 509,475,000 | 817,529,000 |
| Allowance for loan losses | 5,172,000 | 5,247,000 | 5,303,000 | 5,373,000 |
| Securities available for sale | 141,373,000 | 148,305,000 | 121,688,000 | 115,184,000 |
| Securities held to maturity | 65,651,000 | 74,834,000 | 73,789,000 | 67,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,084,000 | 641,941,000 | 647,347,000 | 894,408,000 |
| Interest-bearing deposits | 506,919,000 | 506,661,000 | 498,812,000 | 719,587,000 |
| Noninterest-bearing deposits | 132,165,000 | 135,280,000 | 148,535,000 | 174,821,000 |
| Equity capital | 76,405,000 | 77,968,000 | 69,158,000 | 111,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,106,000 | 12,286,000 | 18,562,000 | 29,179,000 |
| Interest expense | 465,000 | 985,000 | 1,554,000 | 2,566,000 |
| Net interest income | 5,641,000 | 11,301,000 | 17,008,000 | 26,613,000 |
| Noninterest income | 2,290,000 | 3,464,000 | 4,470,000 | 5,261,000 |
| Noninterest expense | 5,411,000 | 10,573,000 | 17,109,000 | 23,969,000 |
| Provision for loan losses | 330,000 | 530,000 | 630,000 | 730,000 |
| Pretax income | 2,221,000 | 3,896,000 | 4,170,000 | 7,606,000 |
| Income tax | 480,000 | 858,000 | 940,000 | 1,869,000 |
| Net income | 1,741,000 | 3,038,000 | 3,230,000 | 5,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,616,000 | 77,872,000 | 69,368,000 | 97,376,000 |
| Total capital | 81,974,000 | 83,309,000 | 74,870,000 | 103,094,000 |
| Risk-weighted assets | 551,136,000 | 555,641,000 | 565,873,000 | 843,882,000 |