Call reports 2015
DNB FIRST, NATIONAL ASSOCIATION — 2015
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 748,689,000 | 756,112,000 | 742,024,000 | 748,888,000 |
| Total loans | 464,100,000 | 472,335,000 | 470,396,000 | 481,758,000 |
| Allowance for loan losses | 5,190,000 | 5,108,000 | 4,729,000 | 4,935,000 |
| Securities available for sale | 172,460,000 | 166,467,000 | 162,044,000 | 152,379,000 |
| Securities held to maturity | 60,481,000 | 65,227,000 | 65,300,000 | 67,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,480,000 | 626,496,000 | 608,506,000 | 606,391,000 |
| Interest-bearing deposits | 513,957,000 | 503,801,000 | 488,438,000 | 480,734,000 |
| Noninterest-bearing deposits | 113,523,000 | 122,695,000 | 120,068,000 | 125,657,000 |
| Equity capital | 74,816,000 | 75,219,000 | 76,919,000 | 73,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,996,000 | 12,128,000 | 18,287,000 | 24,478,000 |
| Interest expense | 503,000 | 1,004,000 | 1,534,000 | 2,069,000 |
| Net interest income | 5,493,000 | 11,124,000 | 16,753,000 | 22,409,000 |
| Noninterest income | 1,275,000 | 2,596,000 | 3,462,000 | 4,771,000 |
| Noninterest expense | 4,817,000 | 9,535,000 | 14,133,000 | 18,870,000 |
| Provision for loan losses | 300,000 | 715,000 | 815,000 | 1,105,000 |
| Pretax income | 1,704,000 | 3,534,000 | 5,341,000 | 7,290,000 |
| Income tax | 349,000 | 766,000 | 1,125,000 | 1,503,000 |
| Net income | 1,355,000 | 2,768,000 | 4,216,000 | 5,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,007,000 | 76,135,000 | 77,327,000 | 75,163,000 |
| Total capital | 80,353,000 | 81,423,000 | 82,234,000 | 80,286,000 |
| Risk-weighted assets | 522,739,000 | 540,018,000 | 536,748,000 | 548,800,000 |