Call reports 2014
DNB FIRST, NATIONAL ASSOCIATION — 2014
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 683,668,000 | 688,288,000 | 695,466,000 | 723,265,000 |
| Total loans | 430,171,000 | 439,022,000 | 449,407,000 | 456,220,000 |
| Allowance for loan losses | 4,750,000 | 4,887,000 | 4,887,000 | 4,906,000 |
| Securities available for sale | 127,082,000 | 130,935,000 | 135,911,000 | 172,184,000 |
| Securities held to maturity | 63,481,000 | 63,069,000 | 62,160,000 | 59,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,792,000 | 578,479,000 | 589,537,000 | 605,243,000 |
| Interest-bearing deposits | 452,823,000 | 461,317,000 | 472,664,000 | 502,989,000 |
| Noninterest-bearing deposits | 110,969,000 | 117,162,000 | 116,873,000 | 102,254,000 |
| Equity capital | 69,131,000 | 70,692,000 | 71,363,000 | 72,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,802,000 | 11,680,000 | 17,584,000 | 23,596,000 |
| Interest expense | 553,000 | 1,059,000 | 1,530,000 | 2,017,000 |
| Net interest income | 5,249,000 | 10,621,000 | 16,054,000 | 21,579,000 |
| Noninterest income | 972,000 | 1,975,000 | 3,009,000 | 4,067,000 |
| Noninterest expense | 4,682,000 | 9,349,000 | 13,872,000 | 18,599,000 |
| Provision for loan losses | 375,000 | 630,000 | 930,000 | 1,130,000 |
| Pretax income | 1,399,000 | 2,954,000 | 4,684,000 | 6,775,000 |
| Income tax | 323,000 | 684,000 | 1,111,000 | 1,677,000 |
| Net income | 1,076,000 | 2,270,000 | 3,573,000 | 5,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,804,000 | 71,853,000 | 73,008,000 | 74,438,000 |
| Total capital | 75,696,000 | 76,900,000 | 78,040,000 | 79,510,000 |
| Risk-weighted assets | 471,390,000 | 482,516,000 | 491,593,000 | 498,983,000 |