Call reports 2013
DNB FIRST, NATIONAL ASSOCIATION — 2013
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 642,241,000 | 668,037,000 | 650,516,000 | 661,484,000 |
| Total loans | 402,033,000 | 389,790,000 | 399,239,000 | 415,354,000 |
| Allowance for loan losses | 7,123,000 | 6,690,000 | 4,306,000 | 4,623,000 |
| Securities available for sale | 132,288,000 | 130,377,000 | 135,072,000 | 120,391,000 |
| Securities held to maturity | 66,976,000 | 67,274,000 | 66,031,000 | 65,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,670,000 | 562,130,000 | 552,169,000 | 558,894,000 |
| Interest-bearing deposits | 451,178,000 | 470,735,000 | 456,431,000 | 456,897,000 |
| Noninterest-bearing deposits | 86,492,000 | 91,395,000 | 95,738,000 | 101,997,000 |
| Equity capital | 66,617,000 | 66,373,000 | 66,729,000 | 67,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,773,000 | 11,660,000 | 17,384,000 | 23,211,000 |
| Interest expense | 724,000 | 1,366,000 | 1,987,000 | 2,585,000 |
| Net interest income | 5,049,000 | 10,294,000 | 15,397,000 | 20,626,000 |
| Noninterest income | 1,124,000 | 2,103,000 | 3,139,000 | 4,265,000 |
| Noninterest expense | 4,371,000 | 8,620,000 | 13,067,000 | 17,530,000 |
| Provision for loan losses | 180,000 | 555,000 | 2,155,000 | 2,530,000 |
| Pretax income | 1,681,000 | 3,436,000 | 3,809,000 | 5,441,000 |
| Income tax | 430,000 | 860,000 | 824,000 | 1,220,000 |
| Net income | 1,251,000 | 2,576,000 | 2,985,000 | 4,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,140,000 | 68,334,000 | 68,615,000 | 69,749,000 |
| Total capital | 72,852,000 | 73,958,000 | 73,073,000 | 74,527,000 |
| Risk-weighted assets | 455,380,000 | 448,728,000 | 451,801,000 | 453,812,000 |