Call reports 2012
DNB FIRST, NATIONAL ASSOCIATION — 2012
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 625,905,000 | 635,349,000 | 627,533,000 | 639,527,000 |
| Total loans | 409,636,000 | 407,205,000 | 402,377,000 | 396,498,000 |
| Allowance for loan losses | 6,142,000 | 6,214,000 | 6,557,000 | 6,838,000 |
| Securities available for sale | 127,464,000 | 127,687,000 | 122,886,000 | 134,025,000 |
| Securities held to maturity | 39,276,000 | 56,013,000 | 54,090,000 | 66,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,527,000 | 527,692,000 | 519,376,000 | 530,671,000 |
| Interest-bearing deposits | 433,650,000 | 439,695,000 | 434,429,000 | 445,406,000 |
| Noninterest-bearing deposits | 81,877,000 | 87,997,000 | 84,947,000 | 85,265,000 |
| Equity capital | 61,373,000 | 62,634,000 | 64,705,000 | 65,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,359,000 | 12,907,000 | 19,532,000 | 25,728,000 |
| Interest expense | 911,000 | 1,795,000 | 2,635,000 | 3,430,000 |
| Net interest income | 5,448,000 | 11,112,000 | 16,897,000 | 22,298,000 |
| Noninterest income | 900,000 | 1,974,000 | 2,689,000 | 3,650,000 |
| Noninterest expense | 4,294,000 | 8,566,000 | 12,801,000 | 17,242,000 |
| Provision for loan losses | 425,000 | 900,000 | 1,275,000 | 1,455,000 |
| Pretax income | 1,629,000 | 3,699,000 | 5,750,000 | 7,669,000 |
| Income tax | 447,000 | 1,035,000 | 1,589,000 | 2,106,000 |
| Net income | 1,182,000 | 2,664,000 | 4,161,000 | 5,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,271,000 | 63,331,000 | 64,854,000 | 66,077,000 |
| Total capital | 67,869,000 | 69,087,000 | 70,480,000 | 71,737,000 |
| Risk-weighted assets | 447,233,000 | 459,956,000 | 449,015,000 | 451,493,000 |