Call reports 2011
DNB FIRST, NATIONAL ASSOCIATION — 2011
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 610,269,000 | 630,906,000 | 610,184,000 | 607,717,000 |
| Total loans | 409,501,000 | 417,473,000 | 411,374,000 | 403,684,000 |
| Allowance for loan losses | 6,307,000 | 6,443,000 | 6,371,000 | 6,164,000 |
| Securities available for sale | 139,253,000 | 115,836,000 | 109,354,000 | 107,517,000 |
| Securities held to maturity | 8,931,000 | 39,780,000 | 38,469,000 | 36,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,735,000 | 519,023,000 | 498,871,000 | 498,158,000 |
| Interest-bearing deposits | 446,500,000 | 454,129,000 | 437,721,000 | 429,467,000 |
| Noninterest-bearing deposits | 61,235,000 | 64,894,000 | 61,150,000 | 68,691,000 |
| Equity capital | 55,217,000 | 57,786,000 | 59,534,000 | 60,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,452,000 | 13,086,000 | 19,736,000 | 26,174,000 |
| Interest expense | 1,192,000 | 2,328,000 | 3,380,000 | 4,336,000 |
| Net interest income | 5,260,000 | 10,758,000 | 16,356,000 | 21,838,000 |
| Noninterest income | 952,000 | 1,892,000 | 2,746,000 | 3,577,000 |
| Noninterest expense | 4,246,000 | 8,333,000 | 12,444,000 | 16,697,000 |
| Provision for loan losses | 426,000 | 852,000 | 1,278,000 | 1,480,000 |
| Pretax income | 1,541,000 | 3,467,000 | 5,382,000 | 7,276,000 |
| Income tax | 446,000 | 1,009,000 | 1,553,000 | 2,066,000 |
| Net income | 1,095,000 | 2,458,000 | 3,829,000 | 5,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,965,000 | 58,323,000 | 60,135,000 | 61,330,000 |
| Total capital | 62,326,000 | 63,718,000 | 65,508,000 | 66,692,000 |
| Risk-weighted assets | 427,781,000 | 430,423,000 | 428,709,000 | 428,025,000 |