Call reports 2010
DNB FIRST, NATIONAL ASSOCIATION — 2010
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 614,916,000 | 618,841,000 | 607,141,000 | 602,659,000 |
| Total loans | 363,972,000 | 370,184,000 | 385,248,000 | 396,171,000 |
| Allowance for loan losses | 5,857,000 | 6,028,000 | 6,110,000 | 5,884,000 |
| Securities available for sale | 158,945,000 | 181,380,000 | 168,214,000 | 142,149,000 |
| Securities held to maturity | 39,837,000 | 11,202,000 | 9,451,000 | 8,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,905,000 | 502,138,000 | 494,530,000 | 493,597,000 |
| Interest-bearing deposits | 450,603,000 | 444,463,000 | 441,053,000 | 434,055,000 |
| Noninterest-bearing deposits | 50,302,000 | 57,675,000 | 53,477,000 | 59,542,000 |
| Equity capital | 52,043,000 | 54,522,000 | 55,897,000 | 53,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,651,000 | 13,177,000 | 19,699,000 | 26,050,000 |
| Interest expense | 2,126,000 | 3,798,000 | 5,292,000 | 6,687,000 |
| Net interest income | 4,525,000 | 9,379,000 | 14,407,000 | 19,363,000 |
| Noninterest income | 874,000 | 1,742,000 | 2,526,000 | 3,406,000 |
| Noninterest expense | 4,602,000 | 8,743,000 | 12,801,000 | 16,887,000 |
| Provision for loan losses | 426,000 | 826,000 | 1,441,000 | 2,216,000 |
| Pretax income | 1,067,000 | 2,530,000 | 4,069,000 | 5,676,000 |
| Income tax | 271,000 | 684,000 | 1,154,000 | 1,629,000 |
| Net income | 796,000 | 1,846,000 | 2,915,000 | 4,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,101,000 | 54,163,000 | 55,244,000 | 55,890,000 |
| Total capital | 58,127,000 | 59,160,000 | 60,328,000 | 61,288,000 |
| Risk-weighted assets | 401,145,000 | 398,654,000 | 405,577,000 | 431,208,000 |