Call reports 2009
DNB FIRST, NATIONAL ASSOCIATION — 2009
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 568,226,000 | 610,761,000 | 642,088,000 | 634,913,000 |
| Total loans | 331,514,000 | 333,151,000 | 350,626,000 | 359,427,000 |
| Allowance for loan losses | 4,641,000 | 4,920,000 | 5,158,000 | 5,477,000 |
| Securities available for sale | 71,954,000 | 145,984,000 | 180,122,000 | 155,850,000 |
| Securities held to maturity | 56,743,000 | 51,231,000 | 48,604,000 | 44,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,488,000 | 452,495,000 | 505,241,000 | 508,555,000 |
| Interest-bearing deposits | 363,281,000 | 403,544,000 | 459,260,000 | 461,258,000 |
| Noninterest-bearing deposits | 67,207,000 | 48,951,000 | 45,981,000 | 47,297,000 |
| Equity capital | 48,334,000 | 48,240,000 | 50,673,000 | 51,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,113,000 | 12,463,000 | 19,188,000 | 25,947,000 |
| Interest expense | 2,479,000 | 4,967,000 | 7,612,000 | 10,099,000 |
| Net interest income | 3,634,000 | 7,496,000 | 11,576,000 | 15,848,000 |
| Noninterest income | 773,000 | 1,584,000 | 2,377,000 | 3,144,000 |
| Noninterest expense | 4,102,000 | 8,479,000 | 12,378,000 | 16,591,000 |
| Provision for loan losses | 100,000 | 400,000 | 700,000 | 1,325,000 |
| Pretax income | 707,000 | 752,000 | 1,699,000 | 2,440,000 |
| Income tax | 89,000 | 39,000 | 223,000 | 362,000 |
| Net income | 618,000 | 713,000 | 1,476,000 | 2,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,964,000 | 50,904,000 | 51,679,000 | 52,292,000 |
| Total capital | 55,732,000 | 55,808,000 | 56,749,000 | 57,388,000 |
| Risk-weighted assets | 405,183,000 | 395,398,000 | 405,414,000 | 407,177,000 |