Call reports 2006
DNB FIRST, NATIONAL ASSOCIATION — 2006
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 496,661,000 | 502,607,000 | 508,200,000 | 528,276,000 |
| Total loans | 308,863,000 | 330,229,000 | 334,943,000 | 329,644,000 |
| Allowance for loan losses | 4,309,000 | 4,322,000 | 4,287,000 | 4,226,000 |
| Securities available for sale | 112,413,000 | 113,300,000 | 112,094,000 | 131,597,000 |
| Securities held to maturity | 26,342,000 | 19,879,000 | 19,383,000 | 18,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,572,000 | 363,087,000 | 371,819,000 | 384,250,000 |
| Interest-bearing deposits | 309,411,000 | 317,034,000 | 328,264,000 | 335,941,000 |
| Noninterest-bearing deposits | 52,161,000 | 46,053,000 | 43,555,000 | 48,309,000 |
| Equity capital | 39,389,000 | 38,746,000 | 39,759,000 | 40,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,471,000 | 13,489,000 | 20,796,000 | 28,248,000 |
| Interest expense | 2,722,000 | 5,775,000 | 9,154,000 | 12,652,000 |
| Net interest income | 3,749,000 | 7,714,000 | 11,642,000 | 15,596,000 |
| Noninterest income | 814,000 | 1,701,000 | 2,572,000 | 3,401,000 |
| Noninterest expense | 3,866,000 | 8,011,000 | 12,198,000 | 16,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 697,000 | 1,417,000 | 2,029,000 | 2,502,000 |
| Income tax | 56,000 | 121,000 | 139,000 | 41,000 |
| Net income | 641,000 | 1,296,000 | 1,890,000 | 2,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,143,000 | 40,502,000 | 40,399,000 | 41,419,000 |
| Total capital | 44,173,000 | 44,695,000 | 44,622,000 | 45,708,000 |
| Risk-weighted assets | 322,065,000 | 335,161,000 | 343,852,000 | 343,141,000 |