Call reports 2002
DNB FIRST, NATIONAL ASSOCIATION — 2002
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 376,222,000 | 378,309,000 | 384,373,000 | 381,414,000 |
| Total loans | 182,217,000 | 192,075,000 | 193,503,000 | 187,585,000 |
| Allowance for loan losses | 4,798,000 | 4,794,000 | 4,776,000 | 4,546,000 |
| Securities available for sale | 122,063,000 | 125,625,000 | 120,544,000 | 134,555,000 |
| Securities held to maturity | 39,955,000 | 33,118,000 | 24,722,000 | 17,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,218,000 | 284,087,000 | 291,013,000 | 287,803,000 |
| Interest-bearing deposits | 242,348,000 | 237,602,000 | 242,303,000 | 242,684,000 |
| Noninterest-bearing deposits | 42,870,000 | 46,485,000 | 48,710,000 | 45,119,000 |
| Equity capital | 25,573,000 | 26,994,000 | 28,010,000 | 28,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,515,000 | 11,101,000 | 16,530,000 | 21,497,000 |
| Interest expense | 2,433,000 | 4,710,000 | 6,982,000 | 9,130,000 |
| Net interest income | 3,082,000 | 6,391,000 | 9,548,000 | 12,367,000 |
| Noninterest income | 548,000 | 1,105,000 | 1,717,000 | 2,480,000 |
| Noninterest expense | 2,800,000 | 5,709,000 | 8,533,000 | 11,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 830,000 | 1,856,000 | 2,897,000 | 3,758,000 |
| Income tax | 143,000 | 358,000 | 594,000 | 728,000 |
| Net income | 687,000 | 1,498,000 | 2,303,000 | 3,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,187,000 | 26,862,000 | 27,619,000 | 28,319,000 |
| Total capital | 29,266,000 | 30,031,000 | 30,777,000 | 31,498,000 |
| Risk-weighted assets | 244,637,000 | 251,865,000 | 250,982,000 | 252,960,000 |