Call reports 2001
DNB FIRST, NATIONAL ASSOCIATION — 2001
What DNB FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 367,502,000 | 362,975,000 | 381,374,000 | 384,673,000 |
| Total loans | 193,583,000 | 189,932,000 | 191,762,000 | 186,051,000 |
| Allowance for loan losses | 4,982,000 | 4,866,000 | 4,910,000 | 4,809,000 |
| Securities available for sale | 86,605,000 | 99,534,000 | 125,391,000 | 130,995,000 |
| Securities held to maturity | 36,431,000 | 33,110,000 | 27,631,000 | 24,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,727,000 | 285,784,000 | 298,176,000 | 293,383,000 |
| Interest-bearing deposits | 253,531,000 | 250,308,000 | 252,443,000 | 253,028,000 |
| Noninterest-bearing deposits | 36,196,000 | 35,476,000 | 45,733,000 | 40,355,000 |
| Equity capital | 24,444,000 | 24,897,000 | 25,683,000 | 25,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,230,000 | 12,398,000 | 18,491,000 | 24,387,000 |
| Interest expense | 3,576,000 | 6,982,000 | 10,107,000 | 12,929,000 |
| Net interest income | 2,654,000 | 5,416,000 | 8,384,000 | 11,458,000 |
| Noninterest income | 457,000 | 958,000 | 1,496,000 | 2,218,000 |
| Noninterest expense | 2,244,000 | 4,692,000 | 7,299,000 | 9,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 867,000 | 1,708,000 | 2,650,000 | 3,868,000 |
| Income tax | 262,000 | 495,000 | 744,000 | 968,000 |
| Net income | 605,000 | 1,213,000 | 1,906,000 | 2,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,222,000 | 24,622,000 | 25,069,000 | 25,858,000 |
| Total capital | 27,534,000 | 27,901,000 | 28,367,000 | 29,126,000 |
| Risk-weighted assets | 263,278,000 | 257,978,000 | 262,254,000 | 259,918,000 |