Call reports 2011
FARMERS STATE BANK OF FULTON COUNTY — 2011
What FARMERS STATE BANK OF FULTON COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 60,605,000 | 65,643,000 | 62,415,000 |
| Total loans | 33,688,000 | 34,069,000 | 34,251,000 |
| Allowance for loan losses | 480,000 | 480,000 | 480,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 20,999,000 | 20,938,000 | 19,877,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 53,841,000 | 56,317,000 | 55,749,000 |
| Interest-bearing deposits | 46,960,000 | 48,577,000 | 48,073,000 |
| Noninterest-bearing deposits | 6,881,000 | 7,740,000 | 7,676,000 |
| Equity capital | 6,605,000 | 6,662,000 | 6,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 596,000 | 1,206,000 | 1,805,000 |
| Interest expense | 120,000 | 236,000 | 349,000 |
| Net interest income | 476,000 | 970,000 | 1,456,000 |
| Noninterest income | 50,000 | 97,000 | 153,000 |
| Noninterest expense | 295,000 | 610,000 | 870,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 |
| Pretax income | 229,000 | 455,000 | 737,000 |
| Income tax | 2,000 | 4,000 | 7,000 |
| Net income | 227,000 | 451,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 6,605,000 | 6,662,000 | 6,505,000 |
| Total capital | 7,045,000 | 7,122,000 | 6,960,000 |
| Risk-weighted assets | 35,236,000 | 36,927,000 | 36,412,000 |