Call reports 2008
FARMERS STATE BANK OF FULTON COUNTY — 2008
What FARMERS STATE BANK OF FULTON COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,254,000 | 60,975,000 | 59,825,000 | 58,356,000 |
| Total loans | 36,778,000 | 37,404,000 | 37,933,000 | 38,112,000 |
| Allowance for loan losses | 370,000 | 370,000 | 370,000 | 370,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,547,000 | 16,658,000 | 15,167,000 | 15,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,674,000 | 53,317,000 | 53,283,000 | 51,545,000 |
| Interest-bearing deposits | 45,191,000 | 46,790,000 | 46,868,000 | 43,740,000 |
| Noninterest-bearing deposits | 6,483,000 | 6,527,000 | 6,415,000 | 7,805,000 |
| Equity capital | 6,395,000 | 6,479,000 | 6,364,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,651,000 | 2,434,000 | 3,190,000 |
| Interest expense | 368,000 | 698,000 | 1,014,000 | 1,301,000 |
| Net interest income | 473,000 | 953,000 | 1,420,000 | 1,889,000 |
| Noninterest income | 61,000 | 132,000 | 202,000 | 264,000 |
| Noninterest expense | 265,000 | 540,000 | 820,000 | 1,059,000 |
| Provision for loan losses | 3,000 | 26,000 | 69,000 | 71,000 |
| Pretax income | 266,000 | 519,000 | 733,000 | 1,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 519,000 | 733,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,395,000 | 6,479,000 | 6,364,000 | 6,654,000 |
| Total capital | 6,765,000 | 6,849,000 | 6,734,000 | 7,024,000 |
| Risk-weighted assets | 37,883,000 | 38,703,000 | 38,958,000 | 39,040,000 |