Call reports 2002
FARMERS STATE BANK OF FULTON COUNTY — 2002
What FARMERS STATE BANK OF FULTON COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,063,000 | 70,471,000 | 68,222,000 | 59,511,000 |
| Total loans | 37,522,000 | 39,057,000 | 39,545,000 | 35,370,000 |
| Allowance for loan losses | 370,000 | 370,000 | 370,000 | 370,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,292,000 | 17,806,000 | 16,634,000 | 16,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,650,000 | 63,942,000 | 61,758,000 | 53,204,000 |
| Interest-bearing deposits | 46,977,000 | 48,998,000 | 49,766,000 | 47,495,000 |
| Noninterest-bearing deposits | 5,673,000 | 14,944,000 | 11,992,000 | 5,709,000 |
| Equity capital | 6,196,000 | 6,416,000 | 6,359,000 | 6,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,906,000 | 2,836,000 | 3,675,000 |
| Interest expense | 429,000 | 835,000 | 1,221,000 | 1,572,000 |
| Net interest income | 540,000 | 1,071,000 | 1,615,000 | 2,103,000 |
| Noninterest income | 27,000 | 58,000 | 91,000 | 121,000 |
| Noninterest expense | 237,000 | 471,000 | 702,000 | 929,000 |
| Provision for loan losses | 2,000 | 3,000 | 3,000 | 517,000 |
| Pretax income | 328,000 | 655,000 | 1,001,000 | 778,000 |
| Income tax | 104,000 | 211,000 | 314,000 | 229,000 |
| Net income | 224,000 | 444,000 | 687,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,196,000 | 6,416,000 | 6,359,000 | 6,222,000 |
| Total capital | 6,566,000 | 6,786,000 | 6,729,000 | 6,592,000 |
| Risk-weighted assets | 37,586,000 | 40,711,000 | 41,235,000 | 36,115,000 |