Call reports 2001
FARMERS STATE BANK OF FULTON COUNTY — 2001
What FARMERS STATE BANK OF FULTON COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,165,000 | 62,058,000 | 68,212,000 | 61,130,000 |
| Total loans | 36,172,000 | 37,412,000 | 38,846,000 | 38,464,000 |
| Allowance for loan losses | 370,000 | 370,000 | 370,000 | 370,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,870,000 | 18,235,000 | 17,758,000 | 19,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,038,000 | 55,800,000 | 62,018,000 | 54,749,000 |
| Interest-bearing deposits | 46,782,000 | 49,038,000 | 49,152,000 | 49,115,000 |
| Noninterest-bearing deposits | 5,256,000 | 6,762,000 | 12,866,000 | 5,634,000 |
| Equity capital | 5,857,000 | 6,088,000 | 6,037,000 | 6,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,127,000 | 3,207,000 | 4,239,000 |
| Interest expense | 518,000 | 1,018,000 | 1,524,000 | 1,991,000 |
| Net interest income | 562,000 | 1,109,000 | 1,683,000 | 2,248,000 |
| Noninterest income | 25,000 | 58,000 | 85,000 | 114,000 |
| Noninterest expense | 242,000 | 477,000 | 716,000 | 956,000 |
| Provision for loan losses | -1,000 | 1,000 | 5,000 | 13,000 |
| Pretax income | 346,000 | 689,000 | 1,047,000 | 1,393,000 |
| Income tax | 109,000 | 221,000 | 330,000 | 441,000 |
| Net income | 237,000 | 468,000 | 717,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,857,000 | 6,088,000 | 6,037,000 | 6,272,000 |
| Total capital | 6,227,000 | 6,458,000 | 6,407,000 | 6,642,000 |
| Risk-weighted assets | 36,879,000 | 38,094,000 | 40,457,000 | 38,804,000 |