Call reports 2013
SLAVIE FEDERAL SAVINGS BANK — 2013
What SLAVIE FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 157,802,000 | 153,675,000 | 148,524,000 | 142,825,000 |
| Total loans | 105,634,000 | 102,078,000 | 94,714,000 | 95,056,000 |
| Allowance for loan losses | 4,857,000 | 4,854,000 | 4,093,000 | 3,862,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 230,000 | 223,000 | 213,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,667,000 | 122,713,000 | 118,410,000 | 113,747,000 |
| Interest-bearing deposits | 122,978,000 | 119,466,000 | 115,176,000 | 110,890,000 |
| Noninterest-bearing deposits | 3,689,000 | 3,247,000 | 3,234,000 | 2,857,000 |
| Equity capital | 5,095,000 | 4,751,000 | 3,832,000 | 3,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,056,000 | 4,379,000 | 5,603,000 |
| Interest expense | 568,000 | 1,119,000 | 1,663,000 | 2,173,000 |
| Net interest income | 1,001,000 | 1,937,000 | 2,716,000 | 3,430,000 |
| Noninterest income | -560,000 | -594,000 | -476,000 | -403,000 |
| Noninterest expense | 1,498,000 | 3,170,000 | 4,950,000 | 6,452,000 |
| Provision for loan losses | 157,000 | 157,000 | 193,000 | 193,000 |
| Pretax income | -1,214,000 | -1,984,000 | -2,903,000 | -3,618,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -1,214,000 | -1,984,000 | -2,903,000 | -3,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,095,000 | 4,751,000 | 3,832,000 | 3,117,000 |
| Total capital | 6,329,000 | 5,866,000 | 4,887,000 | 4,164,000 |
| Risk-weighted assets | 95,076,000 | 85,500,000 | 81,368,000 | 80,946,000 |