Call reports 2012
SLAVIE FEDERAL SAVINGS BANK — 2012
What SLAVIE FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,623,000 | 177,378,000 | 171,918,000 | 160,381,000 |
| Total loans | 126,376,000 | 122,482,000 | 116,880,000 | 112,259,000 |
| Allowance for loan losses | 5,618,000 | 5,670,000 | 5,628,000 | 5,617,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 263,000 | 255,000 | 249,000 | 237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,459,000 | 138,001,000 | 133,684,000 | 128,160,000 |
| Interest-bearing deposits | 137,536,000 | 133,018,000 | 129,306,000 | 124,627,000 |
| Noninterest-bearing deposits | 4,923,000 | 4,983,000 | 4,378,000 | 3,533,000 |
| Equity capital | 14,226,000 | 13,424,000 | 12,250,000 | 6,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,781,000 | 5,656,000 | 7,208,000 |
| Interest expense | 822,000 | 1,604,000 | 2,352,000 | 3,003,000 |
| Net interest income | 1,091,000 | 2,177,000 | 3,304,000 | 4,205,000 |
| Noninterest income | 149,000 | 320,000 | 527,000 | 722,000 |
| Noninterest expense | 1,170,000 | 2,533,000 | 4,228,000 | 5,632,000 |
| Provision for loan losses | 1,959,000 | 3,195,000 | 4,799,000 | 6,287,000 |
| Pretax income | -1,889,000 | -3,231,000 | -5,196,000 | -6,992,000 |
| Income tax | -700,000 | -1,236,000 | -2,024,000 | 2,124,000 |
| Net income | -1,189,000 | -1,995,000 | -3,172,000 | -9,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,983,000 | 11,358,000 | 10,094,000 | 6,307,000 |
| Total capital | 13,294,000 | 12,686,000 | 11,368,000 | 7,527,000 |
| Risk-weighted assets | 100,552,000 | 101,919,000 | 97,562,000 | 93,186,000 |