Call reports 2024
FIRST COMMUNITY BANK AND TRUST — 2024
What FIRST COMMUNITY BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 192,621,000 | 207,869,000 | 207,662,000 | 205,323,000 |
| Total loans | 102,222,000 | 106,060,000 | 100,596,000 | 98,651,000 |
| Allowance for loan losses | 1,580,000 | 1,730,000 | 1,510,000 | 1,018,000 |
| Securities available for sale | 70,690,000 | 60,102,000 | 62,126,000 | 67,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,757,000 | 180,855,000 | 175,323,000 | 176,109,000 |
| Interest-bearing deposits | 102,450,000 | 119,554,000 | 117,831,000 | 119,047,000 |
| Noninterest-bearing deposits | 63,307,000 | 61,301,000 | 57,492,000 | 57,062,000 |
| Equity capital | 21,851,000 | 22,716,000 | 24,159,000 | 24,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,304,000 | 4,659,000 | 7,187,000 | 9,786,000 |
| Interest expense | 366,000 | 816,000 | 1,351,000 | 1,894,000 |
| Net interest income | 1,938,000 | 3,843,000 | 5,836,000 | 7,892,000 |
| Noninterest income | 304,000 | 560,000 | 827,000 | 1,200,000 |
| Noninterest expense | 1,342,000 | 2,591,000 | 3,968,000 | 5,148,000 |
| Provision for loan losses | 75,000 | 149,000 | 75,000 | 28,000 |
| Pretax income | 825,000 | 1,663,000 | 2,620,000 | 3,916,000 |
| Income tax | 190,000 | 385,000 | 613,000 | 883,000 |
| Net income | 635,000 | 1,278,000 | 2,007,000 | 3,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,663,000 | 25,306,000 | 25,754,000 | 25,842,000 |